If you are not satisfied with your current score, you can try to improve the situation. It is impossible to exclude reliable information from the CI, but there are ways to improve the credit rating nonetheless. Online loans for bad credit guaranteed approval and to do this, you need to show responsibility and care – we will tell you about several ways.
Timely loan repayment: if you already have open obligations, try to pay them on time, without delays or shortfalls. When calculating the score, new information is most relevant, not old information. Even if you have made mistakes in the past, a long period of non-arrears will help change the attitude of banks.
Purchase of goods in instalments: Another way is to use instalment plans, which are offered by many stores of household appliances, electronics and other products. The bottom line is that the cost of the goods is divided into several payments, and the buyer pays it within a few months. Instalments are rarely issued for a long time, otherwise, it would be unprofitable for the store – when using it, no interest is charged from a person. There are also instalment cards: if you do not violate the terms of their use, you can also do without interest. Instalment repaid on time, in which there are no missed payments and penalties – plus to the credit history and, accordingly, to the rating. – Now this tool is temporarily unavailable, but as soon as the situation on the market normalizes, it can again be used to improve the credit rating.